Assistant Credit Policy ManagerCÔNG TY TÀI CHÍNH TRÁCH NHIỆM HỮU HẠN MỘT THÀNH VIÊN SHINHAN VIỆT NAM

Job Summary

The key role is to develop and monitor credit lending policy of consumer loan products. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to give input for higher level to have proper action to support for business growth

Key Roles & Responsibilities

1. Credit Policy Development/Implementation:

2. Portfolio Monitoring:

• Analyze the credit performance of lending portfolio to provide findings for business decision making and credit policy adjustment, if necessary, to maximize the financial benefit of the business while maintaining credit quality.

3. Analytic packs implementation and enhancement:

• Implement, develop, enhance analytic tools with the MIS infra-structure and prepare regular or ad hoc analysis to project, track credit performance of portfolio.

4. Company database management:

• Manage different kinds of company database, refresh lists of companies to target, classify various customer segments.

• Ensure company databases to be timely updated so that business is always able to prospect right customers and support credit initiation and collection processes

5. Internal and external policy compliance:

• Be responsible to prepare, submit and retain documents related to Credit Risk for both internal & external usage purposes (internal lending policies, SBV/CIC reports, regulation/legal documents, operational risk documents ...) to ensure the compliance with local/regional requirements.

6. Other tasks

Job Requirements