Risk AnalystCÔNG TY TÀI CHÍNH MTV SHINHAN VIỆT NAM

Job Summary:
This job holder is responsible for producing the analytic packs, important reports, having regular review with Policy team on the most updated policy to review the impact of new policy by providing analytics report and supporting Team on new projects assigned. The job holder also has abilities of credit risk scorecard development and monitoring as well as creating scorecard management reports, strong in statistical modeling and segmentation. The position also has ability of creating new proposals for credit analytics.
Key Roles & Responsibilities:
Portfolio quality monitoring
Prepare ad-hoc analysis and MIS reports on regular basis (daily, weekly, monthly...) for various departments/ functions
Analyze data for trends, issues, inaccuracies, and inconsistencies; report findings and execute management decision as appropriate
Regularly conducting portfolio review with credit policy & product team, credit operation units to address the trends, issues & inconsistencies, propose action plans.
Applying various statistical techniques (segmentation, pattern, decision tree, regression...) in data mining to propose business changes.
Setting up scorecard rules in system by cooperating with IT team to integrate scoring logic in core banking system. Periodically monitoring credit risk scorecard models to ensure validity, accuracy, compatibility with business requirements
Other ad-hoc tasks
Proposing new approaches in risk modeling and segmentation to enhance risk management and credit policies
Conduct on job training for analytic team members.
System and database enhancement by addressing issues and executing UAT