Credit Risk Management Policy SpecialistCÔNG TY TÀI CHÍNH TNHH MTV NGÂN HÀNG VIỆT NAM THỊNH VƯỢNG (FE CREDIT)

Implement new, monitor and adjust existing credit risk management policies to comply with product features, business strategies, internal procedures and regulations
Be responsible for composing, issuing, managing and archiving documents related to credit risk management policies, application origination/ underwriting and approval process, credit bulletins and manual underwriting guideline of products for customers.
Identify issues related to credit risk of products for customers and make suggestions to mitigate credit risk.
Be responsible for reviewing, consulting on selling processes, products' regulations for customers.
Manage offer calculation including defining calculation logic of global eligibility/ credit limit, customer risk segments, risk-based pricing segments for customers.
Coordinate with other units both internal and external to Risk Management Division to orientate the credit policies and underwriting mechanism, instructing on credit risk management policies of customers
Engage with other relevant departments for monthly eligible base selection and offer preparation for customers