Assistant Credit Policy ManagerCÔNG TY TÀI CHÍNH MTV SHINHAN VIỆT NAM
Nơi làm việc: Hồ Chí Minh
Ngành nghề: Đầu tư, Thư ký - Trợ lý, Hoạch định - Dự án, Bộ Phận Hỗ trợ, Ngân hàng/ Tài Chính
Lương: Thoả thuận
Hình thức: Toàn thời gian
Ngày đăng: 04/09/2024
Hạn nộp: 05/10/2024
Mô tả công việc
I. Job Summary:
The key role is to develop and monitor credit lending policy of consumer loan products. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to give input for higher level to have proper action to support for business growth.
II. Key Roles & Responsibilities
1. Credit Policy Development/Implementation:
• Develop credit policies, credit risk criteria for lending programs.
• Work with related stakeholders (IT, Credit Operations ...) for credit policies implementation including system setup & UAT testing.
• Monitoring the Credit Policy implementation, ensure proper execution of policies by Credit Operations functions.
2. Portfolio Monitoring:
• Analyze the credit performance of lending portfolio to provide findings for business decision making and credit policy adjustment, if necessary, to maximize the financial benefit of the business while maintaining credit quality.
3. Analytic packs implementation and enhancement:
• Implement, develop, enhance analytic tools with the MIS infra-structure and prepare regular or ad hoc analysis to project, track credit performance of portfolio.
4. Company database management:
• Manage different kinds of company database, refresh lists of companies to target, classify various customer segments.
• Ensure company databases to be timely updated so that business is always able to prospect right customers and support credit initiation and collection processes
5. Internal and external policy compliance:
• Be responsible to prepare, submit and retain documents related to Credit Risk for both internal & external usage purposes (internal lending policies, SBV/CIC reports, regulation/legal documents, operational risk documents ...) to ensure the compliance with local/regional requirements.
6. Other tasks: as assigned.
The key role is to develop and monitor credit lending policy of consumer loan products. This job holder is also responsible for analytics to review the impact of new credit policies, lending program to give input for higher level to have proper action to support for business growth.
II. Key Roles & Responsibilities
1. Credit Policy Development/Implementation:
• Develop credit policies, credit risk criteria for lending programs.
• Work with related stakeholders (IT, Credit Operations ...) for credit policies implementation including system setup & UAT testing.
• Monitoring the Credit Policy implementation, ensure proper execution of policies by Credit Operations functions.
2. Portfolio Monitoring:
• Analyze the credit performance of lending portfolio to provide findings for business decision making and credit policy adjustment, if necessary, to maximize the financial benefit of the business while maintaining credit quality.
3. Analytic packs implementation and enhancement:
• Implement, develop, enhance analytic tools with the MIS infra-structure and prepare regular or ad hoc analysis to project, track credit performance of portfolio.
4. Company database management:
• Manage different kinds of company database, refresh lists of companies to target, classify various customer segments.
• Ensure company databases to be timely updated so that business is always able to prospect right customers and support credit initiation and collection processes
5. Internal and external policy compliance:
• Be responsible to prepare, submit and retain documents related to Credit Risk for both internal & external usage purposes (internal lending policies, SBV/CIC reports, regulation/legal documents, operational risk documents ...) to ensure the compliance with local/regional requirements.
6. Other tasks: as assigned.
Yêu cầu công việc
III. Job Requirements
1. Qualification
• University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields.
2. Work Experience
• 3 years experiences in Banking or Consumer Finance with practical knowledge in portfolio analysis or credit policy or credit verification/underwriting for unsecured lending products. Experience in secured loan lending is an advantage.
3. Knowledge
• Local regulations, legal requirements in banking/finance fields
• Credit policy, product development, portfolio analyst or credit verification/underwriting/approval experience
• Understanding of unsecured loan/secured loan/Credit card lending/operational process
• System UAT testing, business rule logic experience
4. Skills
• Fluent both spoken and written English.
• Strong at numerical skills
• Good at Excel Pivot table
• Leadership and people interaction skills.
• Problem solving
• Thinking logic
1. Qualification
• University Graduate, major in Business Administration, Banking, Finance, Statistic, Econometrics or related fields.
2. Work Experience
• 3 years experiences in Banking or Consumer Finance with practical knowledge in portfolio analysis or credit policy or credit verification/underwriting for unsecured lending products. Experience in secured loan lending is an advantage.
3. Knowledge
• Local regulations, legal requirements in banking/finance fields
• Credit policy, product development, portfolio analyst or credit verification/underwriting/approval experience
• Understanding of unsecured loan/secured loan/Credit card lending/operational process
• System UAT testing, business rule logic experience
4. Skills
• Fluent both spoken and written English.
• Strong at numerical skills
• Good at Excel Pivot table
• Leadership and people interaction skills.
• Problem solving
• Thinking logic
Quyền lợi được hưởng
Attractive KPI Bonus and 13th month salary
Health insurance and Social insurance regulated by Vietnam Labor Law
14 - 20 days annual leave, 3 days of sick leave with pay
Trade Union benefit
Professional, dynamic working environment.
Health insurance and Social insurance regulated by Vietnam Labor Law
14 - 20 days annual leave, 3 days of sick leave with pay
Trade Union benefit
Professional, dynamic working environment.
Thông tin khác
Cấp bậc
Trưởng/Phó phòng
Kinh nghiệm
3 năm
Số lượng tuyển
1 người
Hình thức làm việc
Toàn thời gian
Giới tính
Không yêu cầu
Trưởng/Phó phòng
Kinh nghiệm
3 năm
Số lượng tuyển
1 người
Hình thức làm việc
Toàn thời gian
Giới tính
Không yêu cầu
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Vị trí Assistant Credit Policy Manager do công ty CÔNG TY TÀI CHÍNH MTV SHINHAN VIỆT NAM tuyển dụng tại Hồ Chí Minh, Joboko tự động tổng hợp mức lương Thoả thuận, tìm thêm việc làm về Assistant Credit Policy Manager hoặc công ty CÔNG TY TÀI CHÍNH MTV SHINHAN VIỆT NAM ở các link phía trên
Giới thiệu công ty
CÔNG TY TÀI CHÍNH MTV SHINHAN VIỆT NAM việc làm
Toà nhà Sông Đà, Số 18 Phạm Hùng, Phường Mỹ Đình 1, Quận Nam Từ Liêm, TP Hà Nội
Quy mô: Từ 501 - 1000 nhân viên