Deputy CFO - Retail Banking will act as a strategic advisor to the respective Business Head (Consumer Banking, Corporate Banking, or Financial Markets) while maintaining a direct reporting line to the CFO.
The role ensures the delivery of insightful financial advice and decision support to business leaders, alongside adherence to financial discipline, governance, and performance oversight expected by the CFO.
Responsibilities:
1. Strategic Business Partnership
Collaborate with Business Heads to translate strategic initiatives into financial outcomes.
Support business growth through financial planning, business cases, investment reviews, and cost-benefit analyses.
Drive ownership and accountability for key applicable metrics such as:
Customer growth
Cost efficiencies
Loan and deposit margins
NIM (Net Interest Margin)
ROA (Return on Assets)
ROE (Return on Equity)
Trading income
2. Business-Specific Engagement
Drive branch profitability, product and customer segment economics.
Drive pricing strategies for lending, deposits, and fee-based services.
Enable performance tracking across dimensions including:
Sales productivity
Campaign ROI
Channel effectiveness
3. Performance Management & Forecasting
Lead budgeting, rolling forecasts, and performance processes with consistent commentary to the Business Head and CFO.
Support and challenge forecasts and assumptions.
Track variances and recommend corrective actions.
Leverage analytics and dashboards for insightful performance reviews.
Monitor, support and challenge investment and capex proposals.
Keep abreast of external developments and identify opportunities and trade-offs.
4. Governance & Financial Control
Partner with the Financial Control Department to support compliance with internal policies and external regulatory standards.
Support the CFO and Financial Controller in embedding a robust financial governance framework across decision-making processes.
Support audit, tax, capital, and risk management requirements as relevant.
5. Stakeholder Engagement & Influence
Balance business support with governance oversight in all interactions.
Engage with senior leadership, contributing to:
Forums
Steering committees
Strategy reviews
Provide clear, data-backed advice to influence strategic and operational decisions.
Requirements:
Master/Bachelor's degree in Finance, Accounting, Economics, or related
discipline
MBA, CPA, ACCA, CFA or equivalent preferred
At least 15 years in finance, with significant experience in banking or financial services
Strong analytical and commercial acumen, with the ability to connect financial insight to business outcomes.
Effective communication and stakeholder management skills, with the ability to influence senior leaders.
High levels of maturity, capability, and accountability.
Strong sense of accountability, with the ability to operate independently while maintaining alignment with finance governance and business leadership.
Proactive mindset with strong problem-solving skills and a continuous improvement orientation.
Demonstrated ability to balance growth enablement with financial control and discipline.
Externally and internally focused; keeps abreast of market developments, regulatory trends, and competitive intelligence to identify opportunities and challenges.
Collaborative team player, able to work effectively across business and functional teams while upholding integrity and objectivity.
Vị trí Deputy Chief Financial Officer do công ty ACB - Ngân Hàng TMCP Á Châu tuyển dụng tại Hồ Chí Minh, Joboko tự động tổng hợp mức lương Thương lượng, tìm thêm việc làm về Deputy Chief Financial Officer hoặc công ty ACB - Ngân Hàng TMCP Á Châu ở các link phía trên