This role ensures robust financial management, regulatory compliance, and effective decision support aligned with banking regulations and business objectives. Plays a critical role in managing financial risks, optimizing capital, and strengthening financial performance.
Responsibilities:
1. Financial Strategy & Planning:
- Developing and executing financial strategy aligned with the bank's growth objectives
- Lead budgeting, forecasting, and long-term financial planning processes
- Provide strategic financial insights to executive leadership and business units
- Evaluate investment, expansion, and cost optimization opportunities
2. Financial Reporting & Control:
- Oversee preparation of financial statements in compliance with IFRS/VAS and regulatory standards
- Ensure accuracy, timeliness, and transparency of financial reporting
- Strengthen internal controls, accounting policies, and financial governance
- Coordinate internal and external audits
3. Regulatory Compliance:
- Ensure compliance with central bank regulations and other financial authorities
- Monitor capital adequacy (CAR), liquidity ratios, and prudential limits
- Support regulatory reporting (e.g., SBV reporting, Basel II/III frameworks)
- Manage relationships with regulators and auditors
4. Treasury & Capital Management:
- Oversee liquidity management, funding strategies, and capital structure
- Optimize balance sheet performance and asset-liability management (ALM)
- Support decisions on funding sources, interest rate risk, and investment portfolio
5. Risk Management & Governance:
- Collaborate with Risk, Compliance, and Internal Audit on financial risk management
- Identify and mitigate financial, market, and operational risks
- Ensure adherence to corporate governance standards
6. Business Performance & Analytics:
- Monitor financial performance against targets (profitability, cost-to-income ratio, ROE, ROA)
- Develop MIS reports and dashboards for business decision-making
- Partner with business units to improve financial efficiency and profitability
7. Leadership & Team Management:
- Lead finance functions (Accounting, FP&A, Treasury, Tax, Reporting...)
- Develop and mentor finance teams and future leaders
- Drive efficiency through automation, digital finance, and process improvements
8. Stakeholder Management:
- Engagement with board members, investors, and regulators
- Act as CFO delegate when required
- Present financial insights to senior management and relevant committees
Requirements:
- Master/Bachelor's degree in Finance, Accounting, Economics, or related field
- MBA, CPA, ACCA, CFA or equivalent preferred
- At least 15 years in finance, with significant experience in banking or financial services
- Strong knowledge of banking operations, regulatory frameworks, and financial instruments
- Proven leadership experience managing large finance teams
- Strong financial analysis and strategic thinking
- In-depth knowledge of banking regulations (Basel II/III, SBV guidelines, IFRS)
- Risk management and internal control expertise
- Advanced knowledge of financial systems and data analytics
- Excellent communication and stakeholder management skills
- High integrity and strong governance mindset