FinX aims to build a digital financial product that will deliver on the promise of simplicity, technological advancement, and superior customer products & services for millions of people in Vietnam.
We're looking for a Product Owner for Lending who has an exceptional user-centric consumer product approach and digital lending experience. You will be a part of passionate Product team, working to deliver the launch of not only cash loan but also the credit line products.
This position requires a visionary that can translate business requirements into an exceptional customer-focused and digital solution in terms of technical aspect. We're seeking a dedicated, disciplined professional who has a-build-experience and who excels in a team environment. Strong background of setting up the product from crash and its technical execution.
Responsibilities
Collaborate with Product Lead to define product road map, business requirements, product USP and CVP for full-cycle ownership of products from design to release and maintain
Execute the business strategy, product strategy, and value propositions of the products and services
Collaborate with Domain architecture & Solution architect team to understand the eco systems, lending end to end orchestration and functional diagrams, for example: Loan origination system, loan management system, core banking system, decision engine, underwriting and back-office systems
Collaborate with UXUI team to establish the best customer journey designs across the product life cycle
Participate in business meetings with stakeholders (led by Product lead) to brainstorm and align on product processes
Collaborate with Domain architect and Technical lead to align on the technical description in all user stories
Establish the user stories, acceptance criteria, process diagrams, workflows and manage the backlog of the products, including loan origination journey, loan repayment journey, underwriting and decision
Attend the scrum meetings and proactively owner and explain the product requirements and delivery expectations in all scrum meetings; Explain the essentials of product features and requirements to ensure that engineering understands the value of our offerings, user stories and product back logs
Lead the discussion and meeting with related vendors & stakeholders in order to get things done
Take full responsibility for specific releases of the products and services, ensure that they fulfill customers' needs and are delivered in financial grade quality
Research and alignment of specifications for new features, as well as enhancement of existing ones
Bench-marking of own product portfolio against competitive products and industry standards
Conceptual design, research, and specification of entirely new features and functions
Define product and service requirements aligned to the road map
Keep up to date with the fin-tech industry trends to allow for a state-of-the-art product and feature design
Identify and evaluate new product features
Conduct feasibility studies and development estimates
Establish the functional and end to end test cases
Develop analytical tools and KPIs covering and monitoring product and feature performance.
Qualification and Requirements
Bachelor's degree in Finance and Banking sector
Minimum 4 years of experience with cash loan products in banks and consumer finance, with a good understanding of the banking/fintech regulations and market practices
Experience in digital banking is a strong advantage
Experience with Loan origination and loan management system processing, account processing (core banking)
A natural digital junkie who keeps abreast of the latest digital trends
Strong start up and get thing done mindset
Proven ability to deal with ambiguous situations
Ability to manage complex projects with a diverse range of stakeholders including Domain architect, Solution architect, Engineering, Operations, Data, Risk
Strong sense of business objectives
Ability to think in a customer-centric approach while equally being able to pivot around new ideas in an agile way-of-working.
Strong communication, problem solving and analytical skills, and ability to influence, coach and train others
Ability to anticipate, act proactively, and work both autonomously and as a team player. Includes ability to work with multiple stakeholders and build relationships across multiple departments
High degree of ownership and constructive sense of urgency
Ability to handle competing priorities, tight turnaround, and multiple deadlines
Detail-oriented with strong time management and organizational skills
What we can offer?
Attractive income (base salary & performance bonus) in Viet Nam fintech markets
20 days of annual leave, 10 days of sick leave and public holidays.
Full-salary paid for social insurance & Premium healthcare package
Frequent team bonding and company activities/ events.
Work in newly innovated office and open working space.
Empowered to listen creative ideas, and there is no distance between bosses and employees.
FinX begins to establish and bridge new fintech business in order to create a better tomorrow for Vietnamese people. Here is an inspired working environment where you will be able to access and experience cutting-edge technologies in industry and creativity.
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