Job Title: Senior Investment Advisor / Wealth Advisory Expert
Department:
Retail Banking Department (Head Office) / Retail Banking Division
Work Location:
BIDV Head Office - 194 Tran Quang Khai, Hoan Kiem, Hanoi
II. KEY RESPONSIBILITIES
1. Direct HNW/UHNW Investment Advisory & Asset Allocation
Partner directly with Relationship Managers (RMs) and Private Bankers (PBs) to engage High-Net-Worth (HNW) and Ultra-High-Net-Worth (UHNW) clients, diagnosing their financial objectives, risk appetites, and liquidity constraints.
Architect and execute customized
Strategic and Tactical Asset Allocation (SAA/TAA)
models, multi-asset class portfolios (equities, fixed income, mutual funds, structured notes, and alternative assets), and holistic wealth preservation structures.
Lead complex advisory sessions and provide high-level technical support for marquee client pitches, business owners, and multi-generational wealthy families across the network.
2. Market Research, Macro Insights & Investment Product Strategy
Translate institutional-grade macroeconomic research, cross-asset trends, and financial market insights into actionable, client-facing investment ideas and thematic whitepapers.
Author periodic investment outlook reports, tactical market updates, and asset class recommendations to drive frontline advisory excellence.
Collaborate with product development teams to evaluate, structure, and refine investment product suites suited for the elite wealth segment.
3. Advisory Capability Enablement & Frontline Coaching
Design and deliver high-impact training curricula, masterclasses, and 1-on-1 coaching sessions for regional RMs, PBs, and branch-level advisory teams to elevate their financial literacy and consultative selling skills.
Develop practical advisory toolkits, pitch books, consultation frameworks, and scenario playbooks to standardize the wealth advisory process nationwide.
4. WealthTech & Digital Wealth Platform Integration
Act as a subject matter expert (SME) to contribute business requirements and user-acceptance testing (UAT) for the advisory modules and portfolio simulation tools within BIDV's digital wealth management platforms.
Optimize workflow efficiencies and streamline digital investment advisory processes for frontline adoption.
5. Miscellaneous Duties
Execute other strategic tasks and projects as delegated by Departmental Leadership and Competent Authorities.
III. JOB REQUIREMENTS
Experience Profile
Total Experience:
Minimum
5 to 8 years
of professional experience within
Asset Management companies, Fund Houses, Securities Firms, Investment Advisory boutiques, or Private Banking / Wealth Management divisions
of top-tier commercial banks.
Specialized Experience:
At least
3 to 5 years
in a direct client-facing investment advisory, portfolio management, or wealth planning role handling affluent, HNW, or UHNW clients.
Track Record:
Proven ability to construct multi-asset portfolios, articulate complex market views clearly, and handle sophisticated investment queries from corporate founders and high-net-worth investors.
Education & Professional Certifications
Education:
Bachelor's degree or higher from reputable domestic or international universities, majoring in Finance, Banking, Economics, Investment, Quantitative Finance, or related fields.
Mandatory/Preferred Designations:
Holders of globally recognized professional certifications such as
CFA, CFP, FRM, CMT, or CPWA
are given strong preference.
Languages & Technical Proficiency
English:
Professional working proficiency (Minimum
IELTS 6.0 / TOEIC 700
or equivalent). Ability to digest global market research and converse fluently with international partners/clients.
IT Skills:
Highly proficient in financial modeling tools, MS Office (Advanced Excel and PowerPoint for portfolio simulation and professional client decks), and familiar with Bloomberg/Refinitiv terminals.
Core Competencies & Soft Skills
Technical Acumen:
Deep understanding of capital markets, financial instruments, valuation techniques, risk management, and regulatory frameworks governing investment products.
Consultative Approach:
Exceptional executive presence, active listening, structured storytelling, and the ability to translate complicated financial jargon into lucid, compelling advice.
Professional Etiquette:
Immaculate discretion, absolute adherence to client confidentiality, high integrity, and resilience under pressure.
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