Credit Appraisal Officer (Experience in Corporate)

Entrench Toyota Financial Services as the Toyota Dealers' first choice for financial and related services through quick, effective and accurate credit decisions via a transparent policy framework.
• Recommend or decide upon all transactions as allowed for in the Delegated Lending Authority, and be responsible for all application processing assessment on fleet/wholesale new business, reviews, risks grading and timely stock audits.
• Provide transparent and regular reporting on status, timelines, success and failures on all credit risk management activities, both at portfolio, segmented and individual application levels.
• Manage Credit Line customer's facilities through regular monitoring, analysis and reporting on customer performance and needs.
• Ensure all external compliance requirements are documented, procedures written, requirements implemented into business processes and reporting undertaken within prescribed timelines
• Ensure all legal documentation is kept orderly and safely for Credit Administration hand-off.
• Provide assistance in developing/customizing training materials in fields of credit and financial products and delivering those materials to Sales and relevant staffs