Data Scientist - Python/MySQL/English

is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, , which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are now expanding our presence in Vietnam and looking for a result-focused and innovative Data Scientist who also possesses strong business acumen. As a pioneer Data Science team in Vietnam, you will work closely with the team in Indonesia and Singapore to build a variety of data products to improve the efficiency and the effectiveness of the existing business process. You will have a unique opportunity to work in a fast-paced business and utilize vast amounts of data, ensuring a high growth working environment.

Job Description:

• To pioneer Data Scientist team in Vietnam branch and take full ownership of turning discoveries and ideas into machine learning models
• Identify opportunity and conduct R&D to mitigate risk or improve efficiency & effectiveness of business process using ML models across variety of fields such as risk, marketing, collection, customer service, underwriting; by using our vast amount and unique set of data
• Actively contribute to taking Data Science at FinAccel to the next level
• Communicate clearly the potential impact of data products to relevant stakeholders.

• Proficiency in English
• 3+ years of industry experience in working at financial institutions or fintech for retail segment
• Experience building robust end-to-end credit risk models using the latest Machine Learning techniques and methodologies
• Proficiency in Python or R. Exposure to RDBMS (i.e. MySQL, PostgreSQL) and No-SQL platforms (i.e. S3)
• Proven communicator with technical teams, clients and senior stakeholders

Why Kredivo?

1. We are a unicorn fintech start-up company in South East Asia currently focusing in the disruption of unsecured lending space..Our flagship product Kredivo is #1 Buy Now Pay Later (BNPL) Platform in Indonesia today and operated in a large rapidly growing e-commerce market
2. We have few other fintech products in store Lime; Halokas ; KrediFazz
3. We are expanding into Philippines and Thailand in 2022
4. Deep Regulatory Moat with Most Stable License across market
5. We actively educate our customers to be more financial literated
6. Kredivo VN officially launched in late August 2021 through Joint-Venture partnership with Phoenix Holding (1 of the prominent family investment company in VN - Viet Credit)
7. We are inviting great talents in VN to join our mission

Other Benefits:

• Hybrid working during pandemic
• 13th-month salary and annual performance bonus
• Day-off: Saturday + Sunday
• 12 annual leave days and Vietnam holidays + unlimited sick leaves days
• Company laptop provided - PVI Health Care Insurance (after sign labour contract)
• Monthly company party
• Happy Friday
• Annual Health Checks
• Professional Line Manager from Singapore and Indonesia. Great chance to improve your expertise/skills and English communication via international exposure;
• Get support and work with talented and friendly member