[HCM] Retail Loan Officer - Chuyên Viên Thẩm Định Tín Dụng

- Check all the credit information and thoroughly analyze the financial statements and other supporting data.
- Review the credit files to make sure that they have proper credit information, including financial statements, source of repayments, collateral, the market value, the valuation method, evaluation, depreciation method, etc.
- Review the note and disbursement instructions before funding the loan.
- Manage all assigned loans which entail: reviewing all financial statements, obtaining the documents as dictated by the Loan Policy and the loan agreement, visiting the borrower's place of business, reviewing all correspondence received from the borrower;
- Be alert to other information sources which may provide information that suggests either potential problems or opportunities for additional business.
- Diligently attempt to collect all past-due loans.
- Immediately report to the GM, Credit Planning Department all loans that appear to have deteriorated sufficiently to be included on the early warning list.
- Other assignments by GM (General Manager).