Head of Commercial LoanCông Ty Tài Chính TNHH MTV Mirae Asset

Head of Commercial Lending is responsible for driving the strategic direction, operational management, and overall performance of our commercial lending business. This critical leadership role oversees a team of experiencedcommercial loan officers, underwriters, and credit analysts to deliver tailoredfinancing solutions that help our business clients thrive.
Strategic Leadership:
Develop and implement the commercial lending strategy to grow the company's loan portfolio while maintaining high credit quality and profitability
Continuously assess the competitive landscape, market trends, and economic conditions to identify new lending opportunities and adjust the strategy accordingly
Collaborate with the executive team to ensure the commercial lending strategy aligns with the overall corporate objectives and risk appetite
Commercial Lending Operations:
Oversee the full commercial lending lifecycle, from sourcing new opportunities to underwriting, approving, and monitoring loan performance
Establish and maintain robust credit policies, procedures, and risk management frameworks to ensure the commercial lending portfolio meets the company's risk-adjusted return targets
Continuously evaluate and enhance lending processes, tools, and systems to improve efficiency, productivity, and the customer experience
Team Management:
Lead, develop, and motivate a high-performing team of commercial lending professionals, including loan officers, underwriters, and credit analysts
Recruit, onboard, and train team members to ensure the division has the necessary skills and expertise to achieve its goals
Implement performance management systems to track and measure team and individual productivity, quality, and goal attainment
Stakeholder Management:
Build and maintain strong relationships with business customers to understand their financing needs and provide customized solutions
Collaborate cross-functionally with the risk, operations, and finance teams to streamline processes and enhance the customer experience
Represent the commercial lending division to internal and external stakeholders, including regulators, auditors, and industry partners
Reporting and Compliance:
Provide regular reporting and analysis to executive management on the commercial lending portfolio performance, risk metrics, and business development initiatives
Ensure the commercial lending function operates in full compliance with all relevant laws, regulations, and internal policies