head of credit risk management (ban dự án mb Campuchia)NGÂN HÀNG THƯƠNG MẠI CỔ PHẦN QUÂN ĐỘI - MB Bank - MB

1. Develop and manage credit risk policy & prcocedure and ensure on-going compliance with regulatory requirements and bank's risk appetite.

2. Develop risk tolerance and credit risk limit of the whole portfolio as well as groups of customers, industries, economic sectors, products, customers.

3. Coordinate with other units both internal and external to Risk Management Division to orientate the credit policies and underwriting mechanism, instructing on credit risk management policies.

4. Develop and enhance the Credit Reporting & Monitoring framework which meets the

requirements of various external & internal stakeholders. Ensure timely and accurate delivery of

Credit Risk reports. Interpret the information and suggest actions for consideration by Senior

Management

5. Manage credit portfolio in whole bank and identify potential risk via early warning system. Ensure and monitor that credit limits and authorization levels are not breached.

6. Monitor indicators and ratios specifying the efficiency and effectiveness of operations and bad debts of each product group regularly and propose ideas on improving the procedure of risk management, underwriting procedure, product criteria.

7. Consult and review on risk perspective for products/ product programs or any documentation related to credit granting

8. Provide requirements and design inputs, particularly with regard to credit risk recognition,

measurement and its reporting as part of the core team for implementation BPM system (LOS) and Credit Risk Enginges.

9. Assist CRO in carrying out the responsibilities pertaining to Board Risk Committee which includes preparation of theinformation pack and responding to data/ analytical requests from the Committee