Head Of Risk & Compliance

1. Risk Management: Develop and execute a comprehensive risk management strategy that integrates across all business functions, with a focus on identifying, assessing, and mitigating risks in a digital banking environment. Oversee risk appetite and tolerance levels, ensuring they align with the business strategy while maintaining a proactive approach to identifying emerging risks in technology, cybersecurity, and financial operations. Lead the development of risk analytics and reporting systems to provide real-time insights to senior management and the Board. Act as the central point for risk escalation, ensuring timely and effective resolution of risk events.
2. Compliance: Ensure Timo Digital Bank adheres to all relevant legal, regulatory, and industry standards, including the laws of the State Bank of Vietnam (SBV) and other regulations. Build and implement a scalable compliance framework that evolves with changing regulations and supports the bank's innovation goals. Liaise with regulatory authorities, ensuring smooth and transparent communication during audits, inspections, and any regulatory changes. Monitor regulatory developments and provide strategic advice to the executive team to stay ahead of compliance obligations.
3. Legal Oversight: Lead the legal function to ensure all activities, contracts, and engagements comply with applicable laws and minimize legal risks. Provide expert legal advice to the management team, addressing complex issues related to corporate governance, partnerships, and innovative digital banking products. Oversee external legal counsel engagements when necessary, ensuring cost-effective and high-quality legal services. Review and mitigate legal exposures related to the bank's operations and product offerings.