Portfolio Risk Manager (GCB6)

NGÂN HÀNG TNHH MTV HSBC (VIỆT NAM)

Địa điểm làm việc: Hồ Chí Minh

Hết hạn: 21/01/2022

Chi tiết công việc
Giới thiệu công ty

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Mô tả công việc

Impact on the Business

Conduct deep-dive analysis to optimize credit portfolios and strategies in order to maximize profit as well as controlling losses within AOP. Develop credit experiments using a 'test and learn' framework;
Ensure changes to credit policies/strategies are implemented in system accurately and timely;
Review and analyse existing business unit strategies and recommend new strategies as appropriate;
Support initiatives launched by business and supported by Risk as well as any other projects as required by Head of Credit Portfolio Management.

Customers / Stakeholders

Build strong relationships, adopting a joined up approach, to deliver business requirements at pace and with minimum conflict;
Maintain contact with stakeholders to identify and communicate business performance, status and potential risks;
Deliver processing efficiency & high levels of customer services.

Leadership & Teamwork

Acting as a Subject Matter Expert regarding credit decisioning to support the wider business transformation;
Coordinate with stakeholder/ASP in order to interpret data/reports and provide analyses for the development of scoring systems, limit assignment, profit models and decision systems across the portfolio credit life cycle;
Cooperate with other teams such as WPB, Digital, Operation, IT to ensure timely project delivery to maximize customer services without compromising credit standards;
Participate in all steps of analytical strategy assignments/credit risk projects.

Operational Effectiveness & Control

Ensure compliance with external regulatory requirements, internal control standards and group compliance policy;
Timely implements system change / recommendations made by line manager / functional head;
Ensure appropriate control of any new change impacting credit life cycle of our customers; monitor system implementation & enhancements (AAPS, HUB, SAS ID, etc.)
Constantly review, improve and challenge process efficiency / statu quo;
Participate in projects initiated by WPB Risk or other departments to enhance process customer journey.

Yêu cầu

To be successful in the role, you should meet the following requirements:

Excellent problem solving ability
Excellent ability to process and analyse complex data to obtain insights through data analysis and MI;
Proven judgmental skills to identify and resolve problems
Proven experience delivering projects, participating in challenging project;
At least 3 years' experience in related fields (previous experience in one of the following is desirable: retail/risk management/credit policy/approvals/credit operations/IT/data science);
Bachelor's degree or equivalent professional qualification, preferably in relation to Banking, Data Science, Analytics, IT ...
Knowledge of retail lending products and the Vietnam lending environment;
Ability to confidently manage and support a diverse range of stakeholders (e.g. sales, product, underwriting team, risk, regional teams, IT, etc.);
Proficient in written and spoken English/Vietnamese;
Knowledge of programming language is preferred: SAS, Python, SQL;
Knowledge of data visualisation software is preferred: Tableau, Qlik;
An advantage to have extra-programming skills, basics of modelling (e.g. scorecards) and/or knowledge of lending systems.

Quyền lợi

13rd Salary Payment
Incentive bonus
Insurance

Thông tin khác

Địa điểm làm việc
➢ Hồ Chí Minh (Hồ Chí Minh)

Thông tin chung

Ngày hết hạn: 21/01/2022
Thu nhập: Thỏa thuận

Giới thiệu công ty Xem trang công ty

Năm 1870 HSBC mở văn phòng đầu tiên tại Sài Gòn (nay là TP. Hồ Chí Minh). Tháng 8/1995, chi nhánh tại TP. Hồ Chí Minh được cấp phép hoạt động và cung cấp đầy đủ các dịch vụ tài chính ngân hàng. HSBC khai trương chi nhánh thứ hai tại Hà Nội và thành lập văn phòng đại diện tại TP. Cần Thơ vào năm 2005. Ngày 01/01/2009, HSBC trở thành ngân hàng nước ngoài đầu tiên thành lập ngân hàng con tại Việt Nam.

Ngân hàng TNHH MTV HSBC (Việt Nam) (HSBC Việt Nam) là một ngân hàng con thuộc sở hữu 100% của...

Quy mô công ty

Từ 1000 - 5000 nhân viên

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