Risk Analyst Data Analyst/SQL/English

We are a fun, fast growing fintech company with lofty ambitions. Starting with instant e-commerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our product, which integrates at merchant checkout, qualifies e-commerce buyers for instant ecommerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

The company has raised more than US$100m in VC funding from top investors and has won multiple awards: top 100 fintech globally, #1 fintech startup in SEA, and top 30 global startups by Google.

We are looking for a Portfolio Risk Analyst that will perform data analysis on performance, risk, market dynamics & opportunities, and portfolio construction. This role requires somebody who wants to go above and beyond and thrives in a dynamic environment. You will work closely with the Risk team in other countries on short-term and long-term projects to ensure superior performance for our newly established branch in Vietnam. To be most successful, you will need to blend curiosity, flexibility, and precision.

Responsibilities:

As Portfolio Risk Analyst, you will be responsible for the following

• Daily review on key risk indicators and identified potential risk factor if any
• Perform in-depth analysis to evaluate risk event and outline findings
• Develop understanding on the business process to address inquiries related to credit, risk and portfolio management
• Actively identify opportunities to improve portfolio quality and reduce risk
• Participate on new product launch, policy change implementations and process changes

• Advance knowledge in SQL is required
• Minimum 2 years experiences in Risk function, data analysis, lending, or other related fields within Financial Institution
• Strong analytical skills and attention to detail
• Conversational ability in English is a must
• Comfortable working in a dynamic and fast-paced environment

Why Kredivo?

1. We are a unicorn fintech start-up company in South East Asia currently focusing in the disruption of unsecured lending space..Our flagship product Kredivo is #1 Buy Now Pay Later (BNPL) Platform in Indonesia today and operated in a large rapidly growing e-commerce market
2. We have few other fintech products in store Lime; Halokas ; KrediFazz
3. We are expanding into Philippines and Thailand in 2022
4. Deep Regulatory Moat with Most Stable License across market
5. We actively educate our customers to be more financial literated
6. Kredivo VN officially launched in late August 2021 through Joint-Venture partnership with Phoenix Holding (1 of the prominent family investment company in VN - Viet Credit)
7. We are inviting great talents in VN to join our mission

Other Benefits:

• Hybrid working during pandemic
• 13th-month salary and annual performance bonus
• Day-off: Saturday + Sunday
• 12 annual leave days and Vietnam holidays + unlimited sick leaves days
• Company laptop provided - PVI Health Care Insurance (after sign labour contract)
• Monthly company party
• Happy Friday
• Annual Health Checks
• Professional Line Manager from Singapore and Indonesia. Great chance to improve your expertise/skills and English communication via international exposure;
• Get support and work with talented and friendly member