Risk Portfolio Analysis ExpertCÔNG TY TÀI CHÍNH TNHH MTV NGÂN HÀNG VIỆT NAM THỊNH VƯỢNG (FE CREDIT)

Mô tả Công việc
Monitor and analyze portfolio quality and profitability to further escalate issues to Risk Management and Settlement Committee with the proposed actions to bring the performance to the target values.
Develop and support product loss rate calculation methodology.
Monitor regularly product/portfolio loss rate, to identify loss rate correlation with product changes, onboarding process adjustments, credit risk policies and decision-making process changes.
Support product profitability calculation for both new product approval process and significant product changes.
Initiate and propose changes to product parameters/ onboarding process/ credit risk policies and decision-making process to keep profitability in line with the planned values and optimize product mix to meet company business objectives.
Propose to Risk Management and Settlement Committee the retail portfolio segmentation into New, Mature and Stable, Performance Exception and Liquidating portfolios.
Work with IT, BICC, BD, Sales, Finance to cooperate within different business tasks.
Other tasks assigned by Head of Portfolio Insights & Management Department or CRO.