Senior Credit Analyst (SME Lending)

Funding Societies Vietnam is looking for a Senior Credit Analyst to perform analytical tasks and evaluate risk presented by small and medium sized enterprises. Analysts will review bank statements, financial statements history, credit reports, assets, invoices, purchase contracts, etc. Additional responsibilities include entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval, performing KYC checks, and clearing conditions for final approval.
What you will do:
Collect, review, and verify loan applications, supporting documentation, and vendor reports to identify signs of fraudulent activities
Analyze the level of risk for lending, request additional information and conduct site visits as necessary
Prepare underwriting reports and submit to Credit Committee for approval
Offer recommendations on eligibility decisions and approve/reject applications
Communicate with loan officers and managers to maintain a case-by-case follow-up for potential clients
Re-assess risk when policies come up for renewal
Resolve pre- and post-closing issues as they relate to underwriting
Other tasks assigned by line manager