senior financial Product Specialist

*According to Decree No.13/2023/ND-CP on protecting personal data ("PDP"), Home Credit Vietnam would apply "Personal Data Processing Agreement" with all candidates to ensure compliance with the decree.
By submitting this application to Home Credit Vietnam Finance Company Limited through Vietnamwork, you agree to allow Home Credit to proceed your provided information in accordance with Personal Data Processing Agreement that you have read, fully understood and agreed to the entire content at link career.homecredit.vn/en/article/id/217
KEY RESPONSIBILITIES
• Maintain product portfolio to ensure its stability, competitiveness and profitability
• Tightly work with internal units to ensure smooth products operations, system and process.
• Tightly work with sales and marketing to deliver seamless proposition for customers
• Tightly work with external partner (insurers) to ensure effective communication, fair insurance, best customer experience.
• Monitor, manage and report on the performance of products against Product efficiency, P&L goals, client and customer expectations, driving recommendations for continual improvement
• Produce/input to project/development plan, specifying goals, project phases, timescales and resource implications in order to obtain sign off from key players
• Use structured project management to manage the development in detail, carrying out regular reviews, identifying and resolving problems in order to meet goals and milestones
• Manage product pricing, identify new pricing opportunities and work closely with finance ensuring maximum profitability per product with sensitivity analysis and scenario analysis
• Monitor marketplace to ensure product portfolio is well balanced and competitive
• Identify new opportunities for product development
• Produce the business case (feasibility study) for product initiative for approval / prioritization to show how it will be positioned, how it is expected to perform, its fit with business strategy, client and channel strategies.
• Share learning & provide advice / guidance on product areas
• Other tasks as assigned by manager.