tuyển dụng credit policy Specialist tại hồ chí minh

• Track developments in the marketplace to understand industry best practices.
• Optimize the risk-return tradeoff for acquisitions.
• Continually enhance underwriting decisions by incorporating new data, new capabilities, new techniques, and changing factors.
• Collaborate across Risk Management to align strategies across the customer lifecycle
• Undertake tasks assigned by the Senior Manager of the department
• Cooperate with Risk & Product to propose the improvement/ corrective action plan on the underwriting policy, data acquisition strategy and product features
• Continuously monitor new loan account performance in association with Credit scorecard team in conducting deep-dive analyses to explore areas of opportunity, and implement credit controls to address potential/emerging risks.
• Partner closely with Decision/Scorecard, Fraud, Operations and Customer Management teams to evaluate new data sources, track performance in new-to-credit segments, and ensure profitability. • Closely supervise and manage the efficiency of risk governance, underwriting policy for all the products implemented
• Prepare the test scenarios, also to recommend the improvement of Risk decision engine.
• Partner with Risk Products & Data Strategy Team and IT to build and/or refine underwriting capabilities, including Movi based Underwriting and verification tools.