Credit Risk Manager - Digital Bank - Cake
Công Ty Cổ Phần BE GROUP
Địa điểm làm việc: Hồ Chí Minh
Hết hạn: 26/09/2021
- Chi tiết công việc
- Giới thiệu công ty
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Mô tả công việc
• Review and propose improvements for decisioning process and debt collections process in each product
• Initiate and coordinate credit changes, credit tests, expected loss models, new product credit policies and processes, which are in line with standardized governance from mother bank
• Prepare the risk assessment for new product development proposals
• Establish minimum requirement check list as mandatory procedure/monitoring through the onboarding and decisioning process
• Build and maintain strong, constructive cooperation with product management, and business development to implement the credit risk management framework efficiently
• Closely working with mother bank to align on portfolio, modelling and debt collections governance, deploy on a regular basis the risk dashboards, implement EL models and risk scoring models
• Closely working with Debt collections team from mother bank to understand current infrastructure and governance, propose the customization for each product and ensure the improvement of debt collections performance
• Achieve credit benchmarks, including cost of risk targets, set in line with financial return goals (risk-adjusted) that set out short and long-term expectations.
• Provide necessary input to / Biz development team in new products/ new features development
• Closely working with mother banks' modelling team to perform predictive models back test/ validation
• Perform SQL data mining, ad-hoc analyses, customize statistical analysis of the portfolio performance
• Advice to Fraud risk management team the key fraud risk controls and practices
• Coordinate with Data Analytics team to review and deploy Digital footprints roadmap
• Coordinate with Tech team to perform business analyst for any changes of Cake infrastructures that related to risk management
• Develop, manage and motivate a team of Risk analysts and experts
• Promote Best practice within Digital banking market
• Participate in other relevant projects assigned by Line Manager
• Initiate and coordinate credit changes, credit tests, expected loss models, new product credit policies and processes, which are in line with standardized governance from mother bank
• Prepare the risk assessment for new product development proposals
• Establish minimum requirement check list as mandatory procedure/monitoring through the onboarding and decisioning process
• Build and maintain strong, constructive cooperation with product management, and business development to implement the credit risk management framework efficiently
• Closely working with mother bank to align on portfolio, modelling and debt collections governance, deploy on a regular basis the risk dashboards, implement EL models and risk scoring models
• Closely working with Debt collections team from mother bank to understand current infrastructure and governance, propose the customization for each product and ensure the improvement of debt collections performance
• Achieve credit benchmarks, including cost of risk targets, set in line with financial return goals (risk-adjusted) that set out short and long-term expectations.
• Provide necessary input to / Biz development team in new products/ new features development
• Closely working with mother banks' modelling team to perform predictive models back test/ validation
• Perform SQL data mining, ad-hoc analyses, customize statistical analysis of the portfolio performance
• Advice to Fraud risk management team the key fraud risk controls and practices
• Coordinate with Data Analytics team to review and deploy Digital footprints roadmap
• Coordinate with Tech team to perform business analyst for any changes of Cake infrastructures that related to risk management
• Develop, manage and motivate a team of Risk analysts and experts
• Promote Best practice within Digital banking market
• Participate in other relevant projects assigned by Line Manager
Yêu cầu
• University's degree/ Master 's degree in Business Administration, Economics, Finance Banking
• Experience of end-to-end Credit Risk for consumer finance, fintech, risk transformation at least 3 years is a must
• Experience of Risk scoring at least 3 years is a must
• A good knowledge of Digital Banking Products is a bonus
• Knowledge of implementation of digital risk systems
• Strong in BI/ Analytics
• Advanced mathematics, econometric or machine learning is a bonus
• Self-motivated and goal driven
• Adaptable, dynamic and flexible, able to work under challenging deadlines
• Hardworking, persistent, highly trustworthy, accurate and loyal
• Hands on multi tasks to achieve team goals
• Experience of end-to-end Credit Risk for consumer finance, fintech, risk transformation at least 3 years is a must
• Experience of Risk scoring at least 3 years is a must
• A good knowledge of Digital Banking Products is a bonus
• Knowledge of implementation of digital risk systems
• Strong in BI/ Analytics
• Advanced mathematics, econometric or machine learning is a bonus
• Self-motivated and goal driven
• Adaptable, dynamic and flexible, able to work under challenging deadlines
• Hardworking, persistent, highly trustworthy, accurate and loyal
• Hands on multi tasks to achieve team goals
Quyền lợi
- Having chances to get attractive company bonus every month/year
- Company trip once a year + Joining party
- Salary and position is reviewed 1 time a year
- Bonus by individual ability and company's performance.
- Social insurance, health insurance, unemployment insurance and other benefits
- Dynamic and sociable working environment.
- Company trip once a year + Joining party
- Salary and position is reviewed 1 time a year
- Bonus by individual ability and company's performance.
- Social insurance, health insurance, unemployment insurance and other benefits
- Dynamic and sociable working environment.
Thông tin khác
Địa điểm làm việc
➢ Hồ Chí Minh (Hồ Chí Minh)
Ngành nghề
Quản Trị Rủi Ro
Tính chất công việc
Toàn thời gian
Yêu cầu về bằng cấp (tối thiểu)
Cao Đẳng
Yêu cầu kinh nghiệm
Không yêu cầu
➢ Hồ Chí Minh (Hồ Chí Minh)
Ngành nghề
Quản Trị Rủi Ro
Tính chất công việc
Toàn thời gian
Yêu cầu về bằng cấp (tối thiểu)
Cao Đẳng
Yêu cầu kinh nghiệm
Không yêu cầu
Thông tin chung
- Ngày hết hạn: 26/09/2021
- Thu nhập: Thỏa thuận
Giới thiệu công ty
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Tự hào là một công ty công nghệ Việt, be mong muốn trở thành CẦU NỐI giữa mọi khách hàng và người cung cấp dịch vụ. Triết lý thương hiệu : Chúng tôi tin vào một xã hội mà ở đó, mọi cá nhân, ...
Tự hào là một công ty công nghệ Việt, be mong muốn trở thành CẦU NỐI giữa mọi khách hàng và người cung cấp dịch vụ. Triết lý thương hiệu : Chúng tôi tin vào một xã hội mà ở đó, mọi cá nhân, ...
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