Top 3 Reasons To Join Us
Top Salary, Awesome Benefits
Premium healthcare for 3 members in family
Grab to work, Lunch allowance for all employee
The Job
- Understanding the end-to-end digital lending process includes onboarding, usage, and collection.
- Develop risk reports to manage the quality of the portfolio and monitor the ratio of non-performing loans, delinquency, and loss rate below the standards of the SBV and IFRS.
- Develop ad-hoc reports that focus on actual problems being faced and the business impact to notify leaders.
- Develop a monitoring report for tracking progress and the rules of the decision engine.
- Evaluate credit scoring/ fraud score/ income score/ 3rd party data for recommendations of credit strategies.
- Work with the engineering team to implement automated risk strategies.
- Work closely with the Product team to explore data. Use data to contribute toward strategic decision-making and planning.
- Propose optimization of risk policy and initiatives to achieve the overall risk target.
Your Skills and Experience
- Bachelor's degree in Finance, Economics, Applied Mathematics, Statistics, or related fields.
- More than 2 years of experience in risk analysis and credit approval within a financial institution.
- Proficiency in data analysis software, quantitative modeling, and strong data analysis skills.
- Effective presentation and communication abilities across all organizational levels.
- Understanding of financial industry regulations and standards.
- Ability to analyze issues, make data-driven decisions, and solve problems effectively.
Why You'll Love Working Here
- Competitive compensation package, including 13th-month salary and performance bonuses
- Comprehensive health care coverage for you and your dependents
- Generous leave policies, including annual leave, sick leave, and flexible work hours
- Convenient central district 1 office location, next to a future metro station
- Onsite lunch with multiple options, including vegetarian
- Grab for work allowance and fully equipped workstations
- Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
- Unlimited free coffee, tea, snacks, and fruit to keep you energized
- An opportunity to make a social impact by helping to democratize credit access in emerging markets.