Senior Associate, Credit Analyst , Corporate Banking, Institutional Banking Group, DBS Vietnam HCMC
DBS Bank Ltd
Hết hạn: 03/01/2025
- Chi tiết công việc
- Giới thiệu công ty
Thu nhập: Thương lượng
Loại hình: Toàn thời gian
Chức vụ: Nhân viên
Kinh nghiệm: 3 năm
Mô tả công việc
Job Purpose
• Review credit applications from corporate clients and make informed recommendations backed by sound assessment on the credit worthiness and risk profile of the business;
• Ensure adherence to internal and regulatory credit/other portfolio related policies
• Ensure strong credit portfolio through timely and effective credit assessment and monitoring
• To assist Relationship Managers (RMs) in managing the client and servicing their daily banking requirements
Responsibilities
• Interact with clients and gather information with regard to deal requirements & financial statements & other inputs for performing quality analysis and due diligence.
• Work with RM/product partners in developing credit solutions for the clients and ensuring the appropriateness of the products.
• Responsible for end-to-end credit process including
+ Analysis of financial strength of counterparties;
+ Analysis of market and sectors;
+ Identification of risks and mitigants;
+ Recommendation on risk recommending risk limits and risk ratings; obtaining approvals for credit proposals;
• Ensure compliance of all internal and regulatory credit/other portfolio related policies;
• Ensure timely submission of the credit reports;
• Monitor Risk Triggers, covenants and other credit conditions and report appropriately
• Day-to-day client management: To provide full support to RMs on clients' daily inquiries, transactions, utilizations, documentation.
• Business development: To maintain strong relationships with the clients and assist RMs in influencing clients to maximise limits utilization and cross sell.
• Credit Management - To assist in the monitoring of credit quality of the portfolio and the review of credit facilities to clients if required.
• Others - To perform any other duties consistent with the role as assigned by management from time to time
• Review credit applications from corporate clients and make informed recommendations backed by sound assessment on the credit worthiness and risk profile of the business;
• Ensure adherence to internal and regulatory credit/other portfolio related policies
• Ensure strong credit portfolio through timely and effective credit assessment and monitoring
• To assist Relationship Managers (RMs) in managing the client and servicing their daily banking requirements
Responsibilities
• Interact with clients and gather information with regard to deal requirements & financial statements & other inputs for performing quality analysis and due diligence.
• Work with RM/product partners in developing credit solutions for the clients and ensuring the appropriateness of the products.
• Responsible for end-to-end credit process including
+ Analysis of financial strength of counterparties;
+ Analysis of market and sectors;
+ Identification of risks and mitigants;
+ Recommendation on risk recommending risk limits and risk ratings; obtaining approvals for credit proposals;
• Ensure compliance of all internal and regulatory credit/other portfolio related policies;
• Ensure timely submission of the credit reports;
• Monitor Risk Triggers, covenants and other credit conditions and report appropriately
• Day-to-day client management: To provide full support to RMs on clients' daily inquiries, transactions, utilizations, documentation.
• Business development: To maintain strong relationships with the clients and assist RMs in influencing clients to maximise limits utilization and cross sell.
• Credit Management - To assist in the monitoring of credit quality of the portfolio and the review of credit facilities to clients if required.
• Others - To perform any other duties consistent with the role as assigned by management from time to time
Yêu cầu
• Bachelor's degree in business, accounting, economics, or finance. CFA certification a plus;
• At least 3 years experience in the Vietnam wholesale/large corporate banking industry; Previous experience as a credit analyst preferred;
• Knowledge of credit products, market trends, and/or loan procedures;
• Effective written/oral communications skills
• Ability to multi-task and handle demands according to urgencies and client expectations
• Strong analytical and critical thinking skills with ability to define problems, establish facts and synthesize conclusions
• Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
• Ability to work in a team with team members from across geographies
• At least 3 years experience in the Vietnam wholesale/large corporate banking industry; Previous experience as a credit analyst preferred;
• Knowledge of credit products, market trends, and/or loan procedures;
• Effective written/oral communications skills
• Ability to multi-task and handle demands according to urgencies and client expectations
• Strong analytical and critical thinking skills with ability to define problems, establish facts and synthesize conclusions
• Ability to research financial topics and present accessible reports on that research to colleagues with differing areas of expertise
• Ability to work in a team with team members from across geographies
Quyền lợi
Khác
competitive salary and benefits package
dynamic environment that supports your development and recognizes your achievements
competitive salary and benefits package
dynamic environment that supports your development and recognizes your achievements
Thông tin khác
NGÀY ĐĂNG
[protected info]
CẤP BẬC
Mới Tốt Nghiệp
NGÀNH NGHỀ
Ngân Hàng & Dịch Vụ Tài Chính > Phân Tích & Báo Cáo Tài Chính
KỸ NĂNG
Client Service Management, Communication Skills, Credit Analysis, Financial Analysis, Risk Management
LĨNH VỰC
Tài Chính
NGÔN NGỮ TRÌNH BÀY HỒ SƠ
Bất kỳ
SỐ NĂM KINH NGHIỆM TỐI THIỂU
3
QUỐC TỊCH
Không giới hạn
Xem thêm
[protected info]
CẤP BẬC
Mới Tốt Nghiệp
NGÀNH NGHỀ
Ngân Hàng & Dịch Vụ Tài Chính > Phân Tích & Báo Cáo Tài Chính
KỸ NĂNG
Client Service Management, Communication Skills, Credit Analysis, Financial Analysis, Risk Management
LĨNH VỰC
Tài Chính
NGÔN NGỮ TRÌNH BÀY HỒ SƠ
Bất kỳ
SỐ NĂM KINH NGHIỆM TỐI THIỂU
3
QUỐC TỊCH
Không giới hạn
Xem thêm
Thông tin chung
- Thu nhập: Thương lượng
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