Analyst - KYC/KYB L1-L2-L3

Mô tả công việc
Key Responsibilities
L1: Perform data confirming, data screening, document checks, customer profile review, initial risk categorization, and false-positive clearance under approved playbooks.
L1: Review legal name, registered address, business address, entity type, business model, ownership, controllers, directors, authorized signatories, and available screening results.
L2: Investigate complex KYC/KYB alerts involving high-risk indicators, missing information, opaque ownership, adverse media, PEP exposure, sanctions-related concerns, unusual activity, and linked seller behavior.
L2: Analyze expected versus actual user or seller activity, source of funds, source of wealth, business purpose, product/geography risk, and network linkages.
L3: Support EDD and sanctions adjudication by preparing comprehensive investigation narratives and evidence packs for high-risk cases.
Collaborate with L2 investigators, sanctions/EDD reviewers, and compliance stakeholders to resolve complex or incomplete cases.
Screening, Risk and Escalation
Screen and assess the customer, UBOs, controllers, directors, authorized signatories, payees, and relevant connected parties for sanctions, PEP, adverse media, fraud, and money laundering risk.
Escalate sanctions-related issues, unresolved close hits, ownership/control concerns, and adverse media that cannot be mitigated or discounted.
Ensure KYC/KYB risk ratings reflect sanctions exposure, high-risk geographies, product risk, ownership opacity, and suspicious activity indicators.
AI Validation and Documentation
Validate AI-generated KYC summaries, document extraction, risk indicators, and suggested dispositions against source records.
Identify missing information, unsupported AI conclusions, inconsistent customer data, and false-negative risk.
Use clear written English to explain evidence, risk factors, mitigation, and escalation rationale.
Yêu cầu công việc
Experience
1 to 3 years of experience in KYC, KYB, CDD, EDD, onboarding, periodic review, fraud risk, sanctions screening, or Transaction Monitoring.
Key Skills and Experience
Strong English reading comprehension and case-writing ability for comprehensive KYC/KYB narratives.
Knowledge of CIP, CDD, EDD, UBO, PEP, adverse media, sanctions screening, risk rating, source of funds, and source of wealth concepts.
Ability to review documents, identify gaps, compare source evidence, and work within 2-business-day KYC/KYB and 14-business-day EDD SLA expectations.
Strong attention to detail, judgment, and ability to handle high-volume production without sacrificing quality.
Strong risk-based decision-making, with ability to balance policy requirements, source evidence, and operational urgency.
Tools, Certifications and Domain Exposure
Ecommerce exposure or experience is preferred, especially in marketplace, social commerce, digital platform, fintech, payments, or online seller-risk environments.
Experience with KYC platforms, screening tools, document verification tools, case management systems, and public registry research.
CAMS or equivalent certification is preferred but not mandatory for analyst roles.