Data Scientist - Portfolio Management
CÔNG TY CỔ PHẦN TRUSTING SOCIAL - AI Fintech Trusting SocialĐịa điểm làm việc: Hồ Chí Minh
Hết hạn: 18/07/2023
- Chi tiết công việc
- Giới thiệu công ty
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Mô tả công việc
For credit card portfolio management, our mission is to optimize credit line management, credit limit setting, and collections. We utilize our expertise in data science to develop predictive models and analytics that forecast customer behavior and credit risk. Additionally, we leverage machine learning and AI techniques to identify patterns and insights in transaction data, customer behavior, and marketing campaigns. By collaborating with other teams, such as product development, marketing, and customer service, we aim to deliver a seamless and personalized customer experience across all touch points. Ultimately, our goal is to minimize risk and optimize portfolio performance metrics for the benefit of our customers.
Responsibilities
The ideal candidate will have a passion for utilizing data and analytics to optimize portfolio performance. The successful candidate will be responsible for analyzing large datasets, developing predictive models, and generating actionable insights for credit card portfolio management.
Developing and implementing credit risk models and analytical tools to assess portfolio performance, credit risk, and profitability.
Analyzing and interpreting data to identify trends, patterns, and insights that drive portfolio management decisions.
Conducting ad-hoc analysis and data mining to support portfolio optimization and strategy development.
Collaborating with business stakeholders to understand their needs and requirements, and to develop and implement solutions that meet their needs.
Creating and maintaining reports and dashboards that provide insights into portfolio performance and key performance indicators (KPIs).
Designing and conducting A/B tests to evaluate the impact of new portfolio strategies and tactics.
Maintaining up-to-date knowledge of industry trends, best practices, and regulatory requirements related to credit card portfolio management.
Communicating complex analytical findings and recommendations to non-technical stakeholders, including senior management.
Mentoring and coaching junior analysts and data scientists on the team.
Partnering with data engineers and other technical teams to ensure data quality, availability, and scalability.
Conducting competitive research to stay informed of market trends, customer preferences, and emerging technologies that may impact the credit card portfolio.
Perform highly complex activities related to financial products, business analysis, and build dashboards for portfolio monitoring.
Utilize statistical and machine learning techniques to identify patterns and trends in financial data
Develop and implement data-driven investment strategies that optimize portfolio performance
Responsibilities
The ideal candidate will have a passion for utilizing data and analytics to optimize portfolio performance. The successful candidate will be responsible for analyzing large datasets, developing predictive models, and generating actionable insights for credit card portfolio management.
Developing and implementing credit risk models and analytical tools to assess portfolio performance, credit risk, and profitability.
Analyzing and interpreting data to identify trends, patterns, and insights that drive portfolio management decisions.
Conducting ad-hoc analysis and data mining to support portfolio optimization and strategy development.
Collaborating with business stakeholders to understand their needs and requirements, and to develop and implement solutions that meet their needs.
Creating and maintaining reports and dashboards that provide insights into portfolio performance and key performance indicators (KPIs).
Designing and conducting A/B tests to evaluate the impact of new portfolio strategies and tactics.
Maintaining up-to-date knowledge of industry trends, best practices, and regulatory requirements related to credit card portfolio management.
Communicating complex analytical findings and recommendations to non-technical stakeholders, including senior management.
Mentoring and coaching junior analysts and data scientists on the team.
Partnering with data engineers and other technical teams to ensure data quality, availability, and scalability.
Conducting competitive research to stay informed of market trends, customer preferences, and emerging technologies that may impact the credit card portfolio.
Perform highly complex activities related to financial products, business analysis, and build dashboards for portfolio monitoring.
Utilize statistical and machine learning techniques to identify patterns and trends in financial data
Develop and implement data-driven investment strategies that optimize portfolio performance
Yêu cầu công việc
Requirements
Post Graduate degree (Masters or Ph.D.) in Quantitative field such as Statistics, Mathematics, Computer Science, Economics, or equivalent experience preferred
3 to 5 years of professional working experience in applying statistical and ML solutions to business problems
Strong knowledge and hands-on experience on machine learning, or statistics and experimentation
Results oriented with strong analytical and problem solving skills
Good business acumen with strong ability to solve business problems through data driven quantitative methodologies
The ability to communicate results clearly to technical and non-technical audiences
Demonstrated ability to research and innovate solutions to solve business problems
Experience in bank related products such as unsecured personal loans and credit card is preferred
Post Graduate degree (Masters or Ph.D.) in Quantitative field such as Statistics, Mathematics, Computer Science, Economics, or equivalent experience preferred
3 to 5 years of professional working experience in applying statistical and ML solutions to business problems
Strong knowledge and hands-on experience on machine learning, or statistics and experimentation
Results oriented with strong analytical and problem solving skills
Good business acumen with strong ability to solve business problems through data driven quantitative methodologies
The ability to communicate results clearly to technical and non-technical audiences
Demonstrated ability to research and innovate solutions to solve business problems
Experience in bank related products such as unsecured personal loans and credit card is preferred
Quyền lợi được hưởng
What we offer
Competitive compensation package, including 13th-month salary and performance bonuses
Comprehensive health care coverage for you and your dependents
Generous leave policies, including annual leave, sick leave, and flexible work hours
Convenient central district 1 office location, next to a future metro station
Onsite lunch with multiple options, including vegetarian
Grab for work allowance and fully equipped workstations
Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
Unlimited free coffee, tea, snacks, and fruit to keep you energized
An opportunity to make a social impact by helping to democratize credit access in emerging markets.
Competitive compensation package, including 13th-month salary and performance bonuses
Comprehensive health care coverage for you and your dependents
Generous leave policies, including annual leave, sick leave, and flexible work hours
Convenient central district 1 office location, next to a future metro station
Onsite lunch with multiple options, including vegetarian
Grab for work allowance and fully equipped workstations
Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
Unlimited free coffee, tea, snacks, and fruit to keep you energized
An opportunity to make a social impact by helping to democratize credit access in emerging markets.
Nộp hồ sơ liên hệ
CÔNG TY CỔ PHẦN TRUSTING SOCIAL - AI Fintech Trusting Social
Giới thiệu công ty
Xem trang công ty
We are an AI Fintech company specialized in assessing credit profiles of consumers in emerging markets combining pioneering AI with large alternative data sources. In 2020 we reached our ambitious milestone of credit profiling 1bn consumers spanning 4 countries - Vietnam, Indonesia, India & the Philippines - and building a platform for the wider industry and the financial services industry, in particular, to provide the 'un & under' served access to credit. At the core of this initiative has been our strict and unwavering adherence to the norms of consumer data privacy and consumer data rights.
But we're not satisfied as we embark on the next leg of our journey to deliver 100 million credit lines to consumers in the markets where we operate. Although this goal is ambitious, we truly believe that by harnessing the power of AI & Big Data we can deliver financial access at an unprecedented scale.
As a firm, we're audacious problem-solvers motivated by our impact on society. We deeply espouse the values of ownership - of our actions and initiatives, integrity in all we do and agility in execution.
We place great importance on doing what is right, what is best and what is innovative. And we are seeking people to champion these values and beliefs as we grow. If you are smart, driven and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We can satisfy your desire to explore new territory and give you the runway to make an impact.
But we're not satisfied as we embark on the next leg of our journey to deliver 100 million credit lines to consumers in the markets where we operate. Although this goal is ambitious, we truly believe that by harnessing the power of AI & Big Data we can deliver financial access at an unprecedented scale.
As a firm, we're audacious problem-solvers motivated by our impact on society. We deeply espouse the values of ownership - of our actions and initiatives, integrity in all we do and agility in execution.
We place great importance on doing what is right, what is best and what is innovative. And we are seeking people to champion these values and beliefs as we grow. If you are smart, driven and want to make a difference in the world with the most advanced and fascinating technology, come join our team. We can satisfy your desire to explore new territory and give you the runway to make an impact.
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