Giám đốc Giải pháp Tín dụng (Head, Digital Lending Solution) - TNEX - 4B064
Hạn nộp hồ sơ: 24/10/2026 (Còn 30 ngày)
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Mô tả công việc
About the Role
We're looking for a bold and visionary Head of Digital Lending Product to take our lending business to the next level. You'll own the strategy and execution of our digital lending portfolio - from personal loans to SME credit and new embedded finance plays. This is a hands-on leadership role where you'll shape product vision, lead cross-functional squads, and deliver products that redefine how people and businesses access credit.
Key Responsibilities
Product Strategy & Governance
• Define the overall strategy, roadmap, and business case for digital lending products, including personal loans, SME lending, and new digital propositions.
• Ensure all product developments comply with local regulatory frameworks, internal policies, and credit risk standards.
• Monitor market trends, competitive offerings, and regulatory changes to ensure products remain relevant and compliant.
Product Development & Delivery
• Oversee the end-to-end product lifecycle: market research, business case preparation, approval, design, system integration, testing, launch, and post-launch review.
• Partner with Technology, Risk, Compliance, Operations, and Finance teams to ensure seamless delivery and integration of products.
• Maintain clear documentation, governance approvals, and audit trails for all product initiatives.
Portfolio & Risk Management
• Monitor product performance against defined KPIs: origination volumes, approval rates, delinquency, NPL ratios, and profitability.
• Work closely with Credit Risk and Collections teams to ensure effective credit policies and portfolio health.
• Ensure timely and accurate regulatory reporting, MIS, and portfolio reviews.
Leadership & Stakeholder Engagement
• Lead and develop a team of product managers and specialists.
• Act as the key liaison with senior management, regulators, and external partners for all matters relating to digital lending products.
• Provide structured updates to executive committees and governance forums.
We're looking for a bold and visionary Head of Digital Lending Product to take our lending business to the next level. You'll own the strategy and execution of our digital lending portfolio - from personal loans to SME credit and new embedded finance plays. This is a hands-on leadership role where you'll shape product vision, lead cross-functional squads, and deliver products that redefine how people and businesses access credit.
Key Responsibilities
Product Strategy & Governance
• Define the overall strategy, roadmap, and business case for digital lending products, including personal loans, SME lending, and new digital propositions.
• Ensure all product developments comply with local regulatory frameworks, internal policies, and credit risk standards.
• Monitor market trends, competitive offerings, and regulatory changes to ensure products remain relevant and compliant.
Product Development & Delivery
• Oversee the end-to-end product lifecycle: market research, business case preparation, approval, design, system integration, testing, launch, and post-launch review.
• Partner with Technology, Risk, Compliance, Operations, and Finance teams to ensure seamless delivery and integration of products.
• Maintain clear documentation, governance approvals, and audit trails for all product initiatives.
Portfolio & Risk Management
• Monitor product performance against defined KPIs: origination volumes, approval rates, delinquency, NPL ratios, and profitability.
• Work closely with Credit Risk and Collections teams to ensure effective credit policies and portfolio health.
• Ensure timely and accurate regulatory reporting, MIS, and portfolio reviews.
Leadership & Stakeholder Engagement
• Lead and develop a team of product managers and specialists.
• Act as the key liaison with senior management, regulators, and external partners for all matters relating to digital lending products.
• Provide structured updates to executive committees and governance forums.
Yêu cầu
• 8-10+ years in product management, with strong lending/credit experience (banking, fintech, or digital platforms).
• Track record of launching and scaling digital lending products (personal loans, SME credit, BNPL, etc.).
• Solid understanding of credit risk, scoring models, and digital underwriting.
• Growth mindset: data-driven, customer-obsessed, and comfortable testing and iterating fast.
• Experience working in agile, cross-functional teams.
• Strong leadership, communication, and stakeholder management skills.
• Bonus: exposure to open banking, alternative data, embedded finance.
QUYỀN LỢI KHI GIA NHẬP TNEX FINANCE
1. Attractive Compensation & Rewards
Competitive salary aligned with market standards and your capabilities, to be negotiated upon successful completion of the interview process.
Year-end performance bonus ranging from 2 to 5 months of average annual salary, depending on performance evaluation results.
2. Comprehensive Benefits Package
Statutory insurance coverage and additional private health insurance for employees.
Diverse employee benefits, including flexible working hours, company trips, birthday leave, and more.
Access to employee loan programs with preferential interest rates.
3. Training & Career Development Opportunities
Structured and in-depth training programs focused on reskilling, upskilling, and new-skilling, tailored to specific job functions.
Dedicated coaching and mentoring from experienced leaders, direct managers, and industry experts.
Management development programs for high-potential employees, preparing them for future leadership and managerial roles.
Strong preference for internal promotions to management positions, creating clear career advancement opportunities.
4. Professional Working Environment & Dynamic Corporate Culture
A friendly, supportive, and collaborative workplace that values responsibility and teamwork.
A dynamic and innovative environment that encourages creativity, continuous learning, and improvement.
Respect for diversity, with a strong emphasis on teamwork and effective collaboration.
A wide range of cultural, sports, and recreational activities that foster employee engagement and a positive workplace atmosphere.
• Track record of launching and scaling digital lending products (personal loans, SME credit, BNPL, etc.).
• Solid understanding of credit risk, scoring models, and digital underwriting.
• Growth mindset: data-driven, customer-obsessed, and comfortable testing and iterating fast.
• Experience working in agile, cross-functional teams.
• Strong leadership, communication, and stakeholder management skills.
• Bonus: exposure to open banking, alternative data, embedded finance.
QUYỀN LỢI KHI GIA NHẬP TNEX FINANCE
1. Attractive Compensation & Rewards
Competitive salary aligned with market standards and your capabilities, to be negotiated upon successful completion of the interview process.
Year-end performance bonus ranging from 2 to 5 months of average annual salary, depending on performance evaluation results.
2. Comprehensive Benefits Package
Statutory insurance coverage and additional private health insurance for employees.
Diverse employee benefits, including flexible working hours, company trips, birthday leave, and more.
Access to employee loan programs with preferential interest rates.
3. Training & Career Development Opportunities
Structured and in-depth training programs focused on reskilling, upskilling, and new-skilling, tailored to specific job functions.
Dedicated coaching and mentoring from experienced leaders, direct managers, and industry experts.
Management development programs for high-potential employees, preparing them for future leadership and managerial roles.
Strong preference for internal promotions to management positions, creating clear career advancement opportunities.
4. Professional Working Environment & Dynamic Corporate Culture
A friendly, supportive, and collaborative workplace that values responsibility and teamwork.
A dynamic and innovative environment that encourages creativity, continuous learning, and improvement.
Respect for diversity, with a strong emphasis on teamwork and effective collaboration.
A wide range of cultural, sports, and recreational activities that foster employee engagement and a positive workplace atmosphere.
Quyền lợi
Máy tính xách tay
Bảo hiểm
Du Lịch
Phụ cấp
Đồng phục
Thưởng
Chăm sóc sức khỏe
Đào tạo
Tăng lương
Phụ cấp thâm niên
Chế độ nghỉ phép
Bảo hiểm
Du Lịch
Phụ cấp
Đồng phục
Thưởng
Chăm sóc sức khỏe
Đào tạo
Tăng lương
Phụ cấp thâm niên
Chế độ nghỉ phép
Thông tin khác
Nơi làm việc
Hà Nội
Cấp Bậc
Giám đốc
Hình Thức
Nhân viên chính thức
Bằng Cấp
Đại học
Kinh Nghiệm
8 Năm
Mức Lương
Lương thỏa thuận
Ngành nghề
Ngân hàng
Công ty
Công Ty Tài Chính TNHH MTV TNEX (TNEX Finance)
Hạn chót nhận hồ Sơ
24/10/2026
Hà Nội
Cấp Bậc
Giám đốc
Hình Thức
Nhân viên chính thức
Bằng Cấp
Đại học
Kinh Nghiệm
8 Năm
Mức Lương
Lương thỏa thuận
Ngành nghề
Ngân hàng
Công ty
Công Ty Tài Chính TNHH MTV TNEX (TNEX Finance)
Hạn chót nhận hồ Sơ
24/10/2026
Thông tin chung
- Thu nhập: thỏa thuận
Việc làm tương tự khác
Ngân hàng TMCP Việt Nam Thịnh Vượng - VPBank
Hà Nội, Hồ Chí Minh
30 Tr - 70 Tr VND
Ngân hàng TMCP Việt Nam Thịnh Vượng - VPBank
Hà Nội, Hồ Chí Minh
Cạnh tranh
Cty Tài Chính FCCom
Xem trang công ty- Địa chỉ công ty: 150 Lê Thị Hồng Gấm, Phường Cầu Ông Lãnh, Quận 1, TPHCM.
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