[HCM City] - Associate, Risk Management (Bond Analyst) | Experience in Securities Industry

JOB PURPOSE
To perform credit activities strictly and in accordance with the approved policies/ regulations.
Perform and monitor credit approval in accordance with the rules of the company and follow Regulatory provisions. Fully comply with the policies and regulations of the company and the legal system in order to minimize risks.
KEY ACCOUNTABILITIES & OUTCOMES:
*Credit analysis & Bond Assessment:
Conduct credit due diligence and risk assessment on corporate bond issuers, including financial statements, capital structure, cash flow, and repayment capacity.
Analyze government bonds, corporate bonds, and other fixed-income instruments.
Perform internal credit rating and scoring for each issuance.
*Credit risk & Margin:
System & Limit Management: Update purchasing power, margin ratios, and limits in the system; review and maintain the marginable stock list.
Account Monitoring: Track margin account status, market movements, and concentration risks (single counter & single client exposure).
Risk Control & Actions: Notify brokers/customers of margin calls; coordinate with relevant departments to initiate forced sales; send SMS notifications to clients.
Advisory & Support: Provide credit advisory/guidance to business units.
Reporting & Compliance: Prepare reports for local/regional management and regulatory authorities.
*Implement Risk projects:
Make detail plans and collaborate with related parties to implement the projects.
*System enhancement:
Detect and describe detailed bugs/ problems of system to manager/ project team.
Collaborate with other departments to find out solutions to solve problems/ enhance system.
*Report & data storage:
Prepare periodical reports for local, regional management and regulators.
Export and store daily data.
*Non- Financial Risk Management (Supporting role):
Operational Risk: Support ORO in conducting RCSA, KRI & IMDC.
BCM: Support risk team in conducting analysis & Assessment process (BIA, RA), Exercises (DRE, CTE, CSE, LSO, DRE).
Information risk: support in conducting periodical premises sweep, surprise check and reports.
*Performs other duties as assigned by Head of Risk:
As request.
Requiremen:
Bachelor's degree in a related field with at least 5 years of experience in the securities industry, particularly in bond analysis/assessment, risk management, or financial auditing.
A Securities Practicing License is preferred.
Experience with credit rating models and cash flow analysis.
Job-Specific Skills & Competencies
Detail-oriented, independent, responsible, and able to work effectively in a team environment.
Strong analytical and numerical skills, with proficiency in Microsoft Office applications, particularly Excel.
- Solid knowledge of securities market and bonds.
Ability to work under pressure and meet tight deadlines