scorecard development and monitoring Team LeaderNGÂN HÀNG TMCP VIỆT NAM THỊNH VƯỢNG - VPBank

OBJECTIVES:
Ensures portfolio credit risk quality management and achieves organization objectives.
COMMUNICATION:
Internal: All - Credit risk management has very important role in financial institution and controlling risk requires collaborating with a wide range of divisions, centers and departments.
External: Consulting companies, investors, audit, partners - Proceed for consulting purposes.
KEY RESPONSIBILITIES:
Manage the development, building, implement, monitoring and maintenance credit and behavioral scorecard to ensure proper financial and loan classifications are accurate.
Monitor the automation of credit assessment platform and design scorecard assessment procedure for new products.
Working with Big Data Project, Credit bureau companies to evaluate, analyze and implement to increase the efficiency of using information for credit assessment.
Collaborate with Credit Score Models Validation Management (Team) to perform regular validation, ensure the objectiveness in evaluation the performance of credit scoring models.
Develop and consult strategies on the background of scoring model in order to reduce risk, maximize profit or other required purposes.
Participate on the core projects to ensure the proper processes are implemented.
Give direction to execute regular backend score models calculations when required.
Develop and support scorecard monitoring reports, and to regularly monitor score models to ensure that models work effectively.
Other tasks assigned by Scorecard Unit Head of Risk Modeling/ Head of Modeling, Reporting & Analytics Department.