Solution Architect Banking/Fintech

Joboko's client are looking for an experienced and strategic Solution Architect to lead the architecture and solution design for large-scale digital banking and financial transformation initiatives.

The successful candidate will have extensive experience in designing, implementing, and modernizing banking systems, ensuring the architecture supports the evolving needs of financial institutions, along with the ability to lead solution discussion and communicate confidently with client stakeholders to deliver scalable, secure and high-quality system solutions.

In today's engineering ecosystem, AI assistants are integral to the Software Development Lifecycle. Engineering, including this role, are expected to leverage AI tools for design analysis, code generation, test creation, and refactoring guidance, while focusing their expertise on architecture, system thinking, solution validation, security, quality assurance, and strategic technical decisions.

Key Responsibilities

Solution Architecture & System Design

• Design and implement end-to-end solution architectures for banking transformation and modernization initiatives.
• Evaluate existing banking systems, identify limitations, propose scalable, sustainable and secure architectural solutions.
• Create high-level and detailed architecture blueprints, covering application architecture, integration, data flows, and infrastructure considerations.
• Ensure architectural integrity and consistency across the entire banking ecosystem
• Identify, communicate, and mitigate Risks, Assumptions, Issues, and Decisions (RAID) throughout the project lifecycle.
• Leverage AI-assisted tools to analyze architecture options, improve design documentation, and support engineering productivity.

Technical Leadership

• Provide technical leadership in defining best practices and frameworks for banking transformation.
• Guide teams in translating architectural designs into practical implementation strategies, ensuring consistent implementation of architecture standards.
• Support teams in solving complex technical challenges, particularly in distributed systems, integration, and large-scale financial platforms.

Banking & Financial Platform Architecture

• Design systems and integration approaches supporting core banking capabilities, financial transactions, payment processing, and digital banking services.
• Ensure architectures comply with financial industry standards, regulatory requirements, and security frameworks.
• Collaborate with domain experts to translate banking business capabilities into technical architecture solutions.

Client Collaboration & Delivery

• Collaborate with business stakeholders, product owners, and subject matter experts to define solution blueprints.
• Lead architecture discussions, design workshops, and solution alignment sessions with client teams.
• Communicate architecture decisions, trade-offs, risks, and recommendations clearly to both technical and non-technical stakeholders.
• Support delivery teams to ensure solutions are implemented according to the intended architecture and quality standards.

Technical Qualifications

• Bachelor's degree in Computer Science, Information Technology, or a related field.
• 10+ years of experience in software engineering or platform development.
• 4+ years of experience in a Solution Architect, or similar architecture leadership roles.
• Proficiency in developing and deploying applications in a microservices architecture and event driven architectures, especially strong in Java (Java, OOP, Kafka, Spring boot, etc.), with a focus on scalability, reliability, and performance optimization.
• Expertise in enterprise architecture, software design patterns, and API-driven architectures.
• Hands-on experience with integration frameworks and legacy modernization approaches in banking.
• Experience working with containerization technologies (Docker, Kubernetes).
• Solid understanding of CI/CD pipelines, DevOps practices, and modern engineering workflows.
• Excellent problem-solving skills, attention to detail, and strong interpersonal skills.
• Strong ability to work in a fast-paced, high-impact environment and lead technical discussions.

Specific Qualifications

• 4+ years Experience working in banking, fintech, or financial services technology environments.
• Strong understanding of core banking, card, payment systems, or related financial systems.
• Knowledge of financial industry security standards and regulatory frameworks (e.g., PCI-DSS).
• Hands‐on exposure to AI‐assisted development tools (GitHub Copilot, Claude Code, or similar).
• Ability to write effective prompts and context for AI generation across design, coding, testing, and documentation workflows.
• Ability to evaluate AI-generated solutions, architecture suggestions, and generated code for correctness, security, and scalability.

Nice-to-Have

• Experience with cloud platforms (AWS, Azure, or GCP).
• Experience with enterprise architecture frameworks (e.g., TOGAF or similar).
• Experience supporting banking digital transformation or core system modernization initiatives.

• True Euro-Tech Culture: Experience a flat, open, and collaborative environment built on German standards of respect, transparency, and work-life balance.
• Continuous Growth & Learning: Accelerate your career with official technical certifications, global mobility opportunities, and structured training programs tailored to your career path.
• Premium Benefits Package: Enjoy a highly competitive salary, premium private healthcare insurance, performance-based bonuses, and a modern hybrid working model that keeps you flexible and creative.