Solution Architect Banking/Fintech

Joboko's client are looking for an experienced and strategic Solution Architect to lead the architecture and solution design for large-scale digital banking and financial transformation initiatives.

The successful candidate will have extensive experience in designing, implementing, and modernizing banking systems, ensuring the architecture supports the evolving needs of financial institutions, along with the ability to lead solution discussion and communicate confidently with client stakeholders to deliver scalable, secure and high-quality system solutions.

In today's engineering ecosystem, AI assistants are integral to the Software Development Lifecycle. Engineering, including this role, are expected to leverage AI tools for design analysis, code generation, test creation, and refactoring guidance, while focusing their expertise on architecture, system thinking, solution validation, security, quality assurance, and strategic technical decisions.

Key Responsibilities

Solution Architecture & System Design

• Design and implement end-to-end solution architectures for banking transformation and modernization initiatives.
• Evaluate existing banking systems, identify limitations, propose scalable, sustainable and secure architectural solutions.
• Create high-level and detailed architecture blueprints, covering application architecture, integration, data flows, and infrastructure considerations.
• Ensure architectural integrity and consistency across the entire banking ecosystem
• Identify, communicate, and mitigate Risks, Assumptions, Issues, and Decisions (RAID) throughout the project lifecycle.
• Leverage AI-assisted tools to analyze architecture options, improve design documentation, and support engineering productivity.

Technical Leadership

• Provide technical leadership in defining best practices and frameworks for banking transformation.
• Guide teams in translating architectural designs into practical implementation strategies, ensuring consistent implementation of architecture standards.
• Support teams in solving complex technical challenges, particularly in distributed systems, integration, and large-scale financial platforms.

Banking & Financial Platform Architecture

• Design systems and integration approaches supporting core banking capabilities, financial transactions, payment processing, and digital banking services.
• Ensure architectures comply with financial industry standards, regulatory requirements, and security frameworks.
• Collaborate with domain experts to translate banking business capabilities into technical architecture solutions.

Client Collaboration & Delivery

• Collaborate with business stakeholders, product owners, and subject matter experts to define solution blueprints.
• Lead architecture discussions, design workshops, and solution alignment sessions with client teams.
• Communicate architecture decisions, trade-offs, risks, and recommendations clearly to both technical and non-technical stakeholders.
• Support delivery teams to ensure solutions are implemented according to the intended architecture and quality standards.

Technical Qualifications

• Bachelor's degree in Computer Science, Information Technology, or a related field.
• 10+ years of experience in software engineering or platform development.
• 4+ years of experience in a Solution Architect, or similar architecture leadership roles.
• Proficiency in developing and deploying applications in a microservices architecture and event driven architectures, especially strong in Java (Java, OOP, Kafka, Spring boot, etc.), with a focus on scalability, reliability, and performance optimization.
• Expertise in enterprise architecture, software design patterns, and API-driven architectures.
• Hands-on experience with integration frameworks and legacy modernization approaches in banking.
• Experience working with containerization technologies (Docker, Kubernetes).
• Solid understanding of CI/CD pipelines, DevOps practices, and modern engineering workflows.
• Excellent problem-solving skills, attention to detail, and strong interpersonal skills.
• Strong ability to work in a fast-paced, high-impact environment and lead technical discussions.

Specific Qualifications

• 4+ years Experience working in banking, fintech, or financial services technology environments.
• Strong understanding of core banking, card, payment systems, or related financial systems.
• Knowledge of financial industry security standards and regulatory frameworks (e.g., PCI-DSS).
• Hands‐on exposure to AI‐assisted development tools (GitHub Copilot, Claude Code, or similar).
• Ability to write effective prompts and context for AI generation across design, coding, testing, and documentation workflows.
• Ability to evaluate AI-generated solutions, architecture suggestions, and generated code for correctness, security, and scalability.

Nice-to-Have

• Experience with cloud platforms (AWS, Azure, or GCP).
• Experience with enterprise architecture frameworks (e.g., TOGAF or similar).
• Experience supporting banking digital transformation or core system modernization initiatives.

Our client is a prominent European-based technology consultancy with over 30 years of global expertise in digital transformation. They specialize in engineering next-generation core systems and high-scale data solutions for industry leaders within the Financial Services, Insurance, and Manufacturing sectors. Operating a robust network across more than 20 countries, the firm is at the forefront of integrating advanced automation and modern engineering workflows into the software development lifecycle. With a strong commitment to technical excellence and a distributed global delivery model, they offer senior experts the chance to lead complex modernization initiatives. This is an ideal environment for those looking to influence the future of digital banking and large-scale enterprise architecture.

Why You'll Love Working With Us

• Global Innovation Hub: Be part of a prestigious European technology firm with a 30-year legacy, working on large-scale digital transformation projects for top-tier global financial institutions.
• Cutting-Edge Tech Stack: Engage with an AI-centric environment where you are encouraged to leverage advanced AI-assisted development tools (like GitHub Copilot and Claude Code) to redefine engineering productivity.
• Expert Collaboration: Work alongside some of the industry's brightest minds in an international setting that fosters professional growth and cultural exchange.
• Continuous Upskilling: Access specialized training programs, including professional English courses and advanced certifications in Cloud, Architecture, and emerging technologies like Smart Contracts.
• Competitive & Transparent Rewards: Enjoy a robust compensation package featuring a guaranteed 13th-month salary, performance-based bonuses, and premium health insurance for your peace of mind.
• Work-Life Balance: Benefit from a flexible Hybrid working model and extensive annual leave, allowing you to balance professional excellence with personal well-being.
• High-Impact Projects: Direct your expertise toward modernizing next-generation core systems that power the daily lives of millions in the banking and fintech sectors.