Underwriting Specialist

1) Perform underwriting policy issuance operations:
Handle policy issuance for personal insurance products (including personal accident/health and motor insurance) through digital distribution channels.
Ensure accurate risk assessment, adhering to company rules, terms, rates, and underwriting processes.
2) Participate in the Establishment and Optimization of Digital Processes:
Provide professional opinions to assist in the establishment and optimization of automated underwriting and digital issuance systems.
Collaborate with relevant departments to promote and test new products based on digital platforms.
3) Data Management, Analysis, and Optimization:
Analyze underwriting data, acceptance/rejection rates, loss rates, etc., to optimize the underwriting process.
Propose updates and adjustments to regulations and underwriting processes to ensure they meet operational and data requirements.
4) Business Consulting and Operational Support:
Provide business consulting and answers for relevant departments or digital channel partners.
Assist in handling special cases or customer complaints related to digital underwriting.
5) Training and Knowledge Transfer:
Participate in internal training and share product knowledge, underwriting rules, and digital system operations with relevant departments.