Credit Officer - Nhân Viên Quản Lý Công Nợ

1. Manage Accounts Receivable and follow up overdue debts
Follow up on overdue debts daily via phone calls, emails, and cooperation with the sales team to update payment status.
Check and take responsibility for sending out invoices to customers.
Prepare billing notes and send them to customers twice a month.
Reconcile customer accounts at the end of each month.
Establish and maintain communication with clients, including visits when necessary, to ensure timely payments.
2. Set up and adjust credit limits and credit terms
Evaluate new customer risk and calculate credit limits under various forms of collateral (e.g. prepayment, trade credit insurance, or bank guarantee).
Review and adjust credit limits for existing customers based on sales forecasts and payment performance.
3. Coordinate with insurers and banks to reduce credit risk
Cooperate with insurers to assess and manage customer credit risk.
Work with banks to check and follow up on customers' bank guarantee letters.
4. Others
Work according to company policies, procedures, and systems.
Perform other tasks as assigned by the supervisor.