Functional Finance Manager

1.Strategic Financial Partnership
- Work directly with leaders of Divisions/Departments to understand business strategies and - translate them into concrete financial plans.
- Analyze and evaluate financial aspects of new proposals related to Sales, Marketing, and Collection activities.
- Appraise investment projects and initiatives aimed at optimizing operating costs within back-office functions
2. Planning and Forecasting
- Lead the development of annual business plans, operating expense (OPEX) budgets, and periodic forecasts (Rolling Forecast) for assigned units.
- Conduct variance analysis between actual results and plans, identify root causes, and work with business units to propose corrective actions.
- Work directly with leaders of Divisions/Departments to understand business strategies and translate them into concrete financial plans.
- Analyze and evaluate financial aspects of new proposals related to Sales, Marketing, and Collection activities.
- Appraise investment projects and initiatives aimed at optimizing operating costs within back-office functions
3. Budget and Cost Management
- Monitor and control the company's budget utilization, ensuring that all units comply with spending procedures, financial limits, and cost management policies.
- Manage the cost approval process (PRs, proposals, projections) and provide timely recommendations to senior management.
- Support business units in understanding and implementing financial management reports and finance-related SOPs.
4. Management Performance and Analysis
- Regularly engage with stakeholders to discuss operational performance and conduct variance analysis between actual results and plans.
- Develop and monitor department-specific financial KPIs (e.g., CAC - Customer Acquisition Cost, LTV - Lifetime Value, Cost-to-Income ratio, Productivity per Headcount).
- Participate in building and updating profitability analysis models (e.g., Single Account Profitability - SAP) to provide insights for new disbursements.
- Perform in-depth analysis of credit costs and their impact on product profitability in coordination with the Risk Management department.
5. Data and Systems Management
- Build and manage a cost data catalog, collaborate with Accounting and Procurement to improve financial data recording, and ensure data quality for management reporting.
6. Project Management
Participate in or lead cross-functional initiatives aimed at revenue growth or cost optimization.