Product Development Expert - PL NTB

KEY RESPONSIBILITIES
1. Propose new business strategies and initiatives for PL NTB products aligned with company strategy, and directly develop/implement them if approved.
2. Develop, deploy new PL NTB products' parameters, set pricing, and new customer segments based on market and customer analyses.
3. Proactively engage with cross-functional teams at VPB FC to develop and implement initiatives and corrective actions related to selling process, product characteristics, marketing campaigns, risk performance and other aspects.
4. Analyze potential threats and suggest counter-actions.
5. Define deviations in product performance and potential sources of growth/improvement and suggest corrective actions accordingly.
6. Develop and update the product program reflecting significant changes in financial drivers, risk performance, risk policy, distribution, underwriting and operation processes, etc.
7. Develop new/adjusted distribution channels, selling process and selling policies.
8. Closely monitor all performance aspects of existing PL NTB products (including, but not limited to, revenue drivers, cost drivers, credit performance and operational performance indicators).
9. Take professional responsibility for the Loan contract/Application form of PL products, in accordance with SBV's regulations and related management organizations. Work directly with SBV's inspector when clarification is needed regarding products/partnerships/loan contracts...
10. Consult and/or give corrective action recommendations to ensure achievement of targeted product parameters in new sales and overall portfolio, through cooperation with Risk and Sales Divisions.