VP / Avp, Credit Risk Management Specialist, Risk Management Group, DBS Vietnam HCMC - Wd59962

COMPANY DESCRIPTION:
DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named "Asia's Best Bank" by The Banker, a member of the Financial Times group, and "Best Bank in Asia-Pacific" by Global Finance. The bank has also been named "Safest Bank in Asia" by Global Finance for seven consecutive years from 2009 to 2015.
Business Function
Risk Management Group works closely with our business partners to manage the bank's risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Responsibilities
Job Purpose
1. As a Credit Approver,
+ Approve/Support/Review transactions submitted by the Relationship Managers ('RMs') of DBS Vietnam as well as transactions with overseas subsidiaries/corporates.
+ Responsible for the counterparty risk ratings of portfolio of corporate and FI customers; and
+ Proactively manage credit risk/exposure of customers of DBS Vietnam on a portfolio basis.
2. Work with RMs to meet the Bank's KPIs such as ROE asset expansion and Non-Performing Loan rate without compromising the Bank's risk position.
3. Support SCRM and Country manager in regulatory / SVB related matters.
Key Accountabilities
1. Deliver quality credit decisions/recommendations based on sound judgement, by adopting a systematic and consistent approach in line with the Bank's credit policies and guidelines on a timely basis. KPIs: replacement and growth in assets, risk assessment and mitigant, NPL/SP trend, cost and compliance.
2. Manage a sub-portfolio of the overall credit risk portfolio of DBS Vietnam.
3. Active participation in all credit-related initiatives within RMG and DBS Vietnam.
4. Motivate and coach RMs to build up an efficient, knowledgeable and professional credit standing with regional, sector/industry expertise.
Job Duties
• As a Credit Approver,
+ Ensure credit approvals/reviews are approved/supported on a timely basis
+ Work with the RMs in structuring complex transactions to manage/minimise risk profile of the transaction.
+ Screen marginal credits through early involvement to reduce unproductive efforts by RMs to improve efficiency and reduce turnaround time
+ Visit existing and potential clients together with RMs
+ Pro-actively identify and recommend remedial/defensive actions for weak marginal cases through periodic reviews; periodic reporting of Watchlist/Weak/NPA cases.
+ Manage working relationships with various Business Units across the bank to facilitate successful execution of transactions.
• General Duties,
+ Assist in socializing new/amended risk policies and procedures to RMs to ensure compliance with the bank's credit policy and guidelines.
+ Provide specific industry knowledge/support to RMG colleagues as requested.
• Other tasks assigned by Line Manager and Management.
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
To apply for this position, please use the following URL:
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