Product Development Senior Expert

Job Purpose
The Product Development Senior Expert is responsible for leading the design, development, and implementation of innovative life insurance products. This role requires a strategic thinker with a deep understanding of market trends, customer needs, and regulatory requirements to drive product profitability and competitiveness.
Main Responsibilities
Product Innovation and Development
- Lead the end-to-end product development process, from ideation to market launch, ensuring alignment with company strategy and customer needs.
- Conduct comprehensive market research and competitor analysis to identify opportunities for new product offerings and enhancements.
- Collaborate with cross-functional teams, including actuarial, legal, operations, and IT, to develop product specifications, policy wordings, and system requirements.
Project Management
- Oversee multiple product development projects simultaneously, ensuring timely delivery and adherence to quality standards.
- Develop and manage detailed project plans, budgets, and timelines, coordinating with internal and external stakeholders.
Stakeholder Collaboration and Training
- Work closely with sales, marketing, and distribution teams to develop effective go-to-market strategies and promotional materials.
- Provide training and support to sales and customer service teams, ensuring a thorough understanding of product features and benefits.
Regulatory Compliance and Documentation
- Ensure all products comply with local regulatory requirements and company policies.
- Prepare and submit necessary documentation for product approvals and filings with regulatory bodies.
Performance Monitoring and Continuous Improvement
- Monitor product performance metrics, analyzing data to assess profitability, customer satisfaction, and market competitiveness.
- Gather feedback from customers and sales teams to identify areas for product improvement and innovation.